Friday, October 13, 2006

Instant Approval Credit Cards

Instant approval credit cards are for what you need when you need it. We live in an age where many decisions must be made quickly. Credit card providers know this and have responded by setting up ways for consumers to apply for an instant approval credit card through a secured web site and receive their approval usually within one minute’s time by quickly accessing your credit report and FICO score and making an instant determination as to whether you are worth the risk to them.

As long as everything is okay, you will receive instant approval. If there is a problem, your application could get “flagged” and have to await the approval of banking professional. Once everything is cleared up, you should then receive immediate approval.

Though there are several terrific features including low introductory rates, free balance transfers, no annual fee, and a low fixed rate after the introductory period ends. You can even find instant approval credit cards that offer cash back on purchases or rewards points redeemable for free hotel stays, a car rental, household and yard items, and so much more.